You might have seen a handball given in a football match and wondered how it affects your bets. The rules can feel tricky at times, especially with video reviews now part of the game.
In this guide, you’ll get a clear look at what counts as handball, how officials make those calls, and how the decisions feed into bet settlement across popular markets.
Whether you are new to football betting or simply curious about how handball rulings apply to your wagers, you will find straightforward explanations and practical examples to keep everything easy to follow.
When Is Handball Considered A Foul?
A handball is usually called when a player deliberately touches the ball with their hand or arm. Under the Laws of the Game, the hand and arm cover everything from the fingertips up to the bottom of the armpit.
For a referee to give a handball foul, either the action must be intentional or the hand or arm must be in a position that makes the body unnaturally bigger. If a player’s arm is away from their body and the ball hits it, that can be penalised even if there is no obvious intent.
It is not always straightforward. If the ball strikes a player’s arm when it is close to their body, or deflects off another part of the body first, referees can decide it is not a foul. Decisions are made on the spot and, in top matches, may be checked by VAR.
Goalkeepers are different. They can handle the ball inside their own penalty area without committing a foul. For outfield players, any handball that meets the criteria can lead to a free kick or a penalty, depending on where it happens.
So how do those on-pitch calls translate into settled bets? That starts with who gets to decide.
How Do Bookmakers Decide Handball Incidents?
Bookmakers do not judge handball incidents themselves. They follow the official decision made by the referee, including any VAR review where used.
For betting purposes, only incidents that are formally recognised by match officials count. If a referee awards a handball and a free kick or penalty is given, it is recorded as such. If an incident goes unpunished during the match, it is not included for settlement, even if television replays suggest otherwise.
Each bookmaker sets out settlement rules on their site. If you are unsure how a market handles handball decisions, checking those rules before placing a bet will tell you exactly what to expect.
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Common Bookmaker Rules On Handball
Most bookmakers settle markets strictly in line with the official match report. If a handball is awarded and recorded by the officials, it counts. Incidents noticed only by viewers or commentators do not.
Bets are generally settled at the final whistle based on the official result. If a decision is changed after the match, for example following an appeal or administrative review, settled bets are rarely adjusted unless a bookmaker’s terms say otherwise.
Where data sources are needed, bookmakers often rely on the competition’s official records. This keeps settlements consistent across all markets that might be affected by a handball.
With the ground rules in place, it helps to see how they play out in the most common markets.
How Are Match Outcome Bets Settled After A Handball?
A handball call does not directly decide match outcome bets such as Home, Draw or Away. Those markets are settled on the full-time score after 90 minutes plus injury time.
If a handball leads to a penalty or free kick and a goal is scored, that goal forms part of the final result. So, if a penalty from a handball becomes the winner, bets on the winning team are settled accordingly.
Extra time and shoot-outs only count if the market you chose specifically includes them. Otherwise, the settlement is based solely on the regulation-time result.
How Are Goals And Correct Score Markets Affected By Handball?
For markets like First Goalscorer, Anytime Goalscorer and Correct Score, only goals that stand in the official result are included.
If a goal is disallowed because of a handball, it is excluded from these markets. For example, if a player scores but the ball touches their arm in the build-up and the referee rules it out after a check, any bets tied to that goal do not pay.
If a penalty is awarded for handball and scored, that goal counts for all relevant markets. As long as the goal is officially awarded, it is included in both goalscorer and score-related bets.
From goals to penalties is a short step, and the same settlement logic applies.
How Are Penalty-Related Bets Settled When Handball Leads To A Spot Kick?
If a referee gives a penalty for handball, it is treated like any other penalty for betting settlement. For a market such as Penalty To Be Awarded, the trigger is the referee pointing to the spot during play.
Once the kick is taken, settlement depends on the outcome. If you have backed a specific player to score a penalty, the initial kick must result in a goal for that bet to win. If it is saved, missed or ruled out, bets on that player scoring from the spot lose.
Penalties given for handball are included in exactly the same way as those awarded for other fouls inside the area, because all are based on the official decision.
Handball And Card Markets: Yellow Or Red?
Not every handball leads to a booking. In many cases, the sanction is simply a free kick or a penalty.
A yellow card is shown when the referee deems the handball deliberate and sees it as stopping a promising attack or breaking up play unfairly. For instance, a player knocking the ball away with a hand to halt an opponent’s move can be cautioned.
A red card for handball is uncommon but can be shown if an obvious goal or clear goal-scoring opportunity is denied. A defender using a hand to stop the ball on the goal line is the classic example.
For card markets, only cards officially shown during the match count. Accidental handballs are generally not punished with a card unless the referee considers there was intent or the impact on play was severe.
Technology can still change everything a few seconds later, which is where VAR comes in.
How Does VAR Affect Handball Betting Settlements?
VAR supports the referee with video replays on key incidents, including possible handball offences in and around the penalty area.
When a potential handball is checked, the final decision may confirm or overturn the original call. Whatever the officials decide after the review is what counts for betting. If VAR leads to a goal being disallowed for handball, or to a penalty being awarded, settlements reflect that final ruling rather than the first on-field decision.
Only what enters the official match record affects your bets. Footage or opinions that are not acted upon by officials do not play a part in settlement.
Voided Bets, Protests And Settlement Appeals
Bets can be made void in specific situations, such as an abandoned match, a listed player not taking part where that is a condition of the market, or a clear error in how a market was set up. In these cases, the stake is normally returned.
For disputed handball calls, settlement almost always follows the official result at full time. Even if teams or managers protest a decision after the match, bookmakers rely on the match report to settle markets. If authorities later adjust a record, settled bets are rarely reopened unless a bookmaker’s own rules make provision for it.
If you believe your bet has been settled incorrectly, you can raise it with the bookmaker’s customer service team. They will review the official records alongside their published terms and respond with a final position, so you know exactly where you stand.



